Important Reasons To Choose Andrew Kelly & Associates Financial Services Advice

We believe that our clients deserve advice regarding their mortgage choice. We will provide you with a face to face discussion about your financial situation. This will allow you to choose the right mortgage, not only for the short term but plan for the long term as well.

All our advisers are highly trained and qualified to give you advice on not only your mortgage choice, but they can help you with all the relevant insurances you may need to put in place too. We aim to provide you with the ability to take care of all your needs in one place, saving the time and energy involved in shopping around from place to place.

With a number of advisers available, along with their support staff we will always have someone on hand to help you. We can offer appointments on a 7 day per week basis and can even accommodate evening meetings when appropriate.

As a business we choose to specialise in what we do. The mortgage market is a fast moving business. To keep up to date with the changes, we believe that we need to keep our advisers as specialists on this field. Whilst we can offer you advice on other financial products, we will refer you to another specialist in the business that can take care of these for you.

Other areas we can help you with range from savings plans for the children to Pension and retirement planning.

• Family Protection
• Income Protection
• Business Protection
• Pension Planning
• ISA’s
• Investment Bonds
• Child Trust Funds
• Structured Deposit Accounts

Assistance

We not only help you with the application and the complicated paperwork. As part of our service to you we will help you through the process to completion. Our advisers and completions team will continue to liaise with all parties throughout the chain. This way we can help you get to exchange and completion as soon as possible. You will never feel like you are on your own. Sometimes you do need somewhere to turn and someone to speak to. We’ll be there for you.

Access to Lenders

We choose to run our business in association with Openwork. Openwork are a distribution company who represent a significant market share of all intermediated mortgages. Through their size they have negotiated special arrangements with lenders. Not only do they have some exclusive rates available from some of the best known high street mortgage lenders, but many of them have put in place special service arrangements due to the volumes that Openwork provide them. Sometimes it can be as important to get to completion quickly and our service arrangements can help you with this.

Service

We want you to become a customer for the long term. A large percentage of our business is done through our clients and their families that come back time and time again. We will plan to contact you throughout the term of your mortgage to help you take advantage of the changing market and continually find you a competitive rate for your mortgage. Over and above this, your adviser will build a changing picture of your financial plans as your life changes. We aim to provide you with an appropriate specialist to meet your needs as your requirement for advice changes. We don’t want to be here just for your mortgage, we want to be there for your financial lifetime.

Your home may be repossessed if you do not keep up repayments on your mortgage